Removing PMI

If you bought your home with less than a 20% down payment, you are currently paying for private mortgage insurance. This additional premium is being paid by you with every payment to insure the lender in case you default on your loan. If you can prove to the lender that you now have 20% or more equity in your home, the PMI can be removed from your payment. If your current loan is two years old or more, if you originally purchased below market, or if you have made recent improvements that increase the value of your home, you may now have enough equity to have the PMI removed!

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